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LV= Membership

As a mutual we are owned by our members

Large green heart

Membership matters

Mutuals and plc’s are similar because they both exist to create value for their owners. The difference is how owners are distinguished. Ownership of a plc is defined by having shares in the company. Because we're a mutual ownership is defined by being a member, rather than a shareholder.

If a customer has a life insurance, protection, investment or retirement policy with us they automatically become a member and are entitled to a range of member benefits. Membership can’t be traded like shares so someone will continue to be a member until their member qualifying policy ends.

Community fund

Community fund
  1. Funding for good causes our members love

Support fund

Support fund
  1. Grants in times of financial hardship

Care line

Care line
  1. Advice and guidance, just a phone call away


A lady reclining in a chair watching the countryside
  1. Our Member Panel and Annual General Meetings


A family together celebrating
  1. Members save money on insurance premiums


A line of people holding hands in the countryside
  1. Join our online community for LV= news, offers and surveys

Mutual bonus

A couple lying down on green grass watching the sky
  1. Find out about our mutual bonus

LV=, County Gates, Bournemouth, BH1 2NF, UK