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Car insurance

5 Star cover from £199*

Quality car insurance that’s great value

Good value and great values from a trusted insurer

  • LV= is a Which? Recommended Provider for car insurance. Cover starts from just £199 - *10% of new customers paid £199 or less (Sep-Nov '16)
  • We are the UK’s Most Recommended Insurer (YouGov BrandIndex Nov '15-Oct '16).
  • Over a 1,000 people a day choose to insure their car with us (based on 534,083 new policies taken out between 1 September 2015 and 31 August 2016).

Or call our UK call centre on

0800 023 2638

Existing customer contact details

8am - 9pm Monday to Friday
8am - 5pm Saturday
9am - 5pm Sunday and bank holidays
Calls may be recorded

Here are some of the benefits of choosing our 5 Star rated comprehensive car insurance:

Our awards and recognition

Which? Recommended

Which? Recommended Provider for car insurance

Defaqto 2016 - 5 Star car insurance


Defaqto have awarded our car insurance a 5 Star Rating

Find out what our customers are saying


Proud to be the UK's most recommended insurer

More on our optional extras

What is motor legal expenses cover?
Also known as motor legal assistance, motor legal expenses covers you to help recover uninsured losses, such as compensation for personal injury or hire car costs while your car is being repaired. Motor legal expenses can also be used to defend a motoring prosecution arising from an incident while you were using your car.

You can add motor legal expenses to your LV= car insurance policy to get up to £100,000 in cover.

More on motor legal expenses
Guaranteed courtesy car
If you take out a comprehensive or a third party fire and theft policy with us and include this optional cover, LV= guarantees you’ll have the use of a courtesy car for the duration of your vehicle being repaired, or for up to 14 days if it has been stolen or written off, even if the recommended garage doesn't have a car for you to use.

More on Guaranteed courtesy car
Need to drive in Europe?
If you are driving in the EU (or countries that conform to the EU Motor Directive) you will automatically have the minimum compulsory insurance. But this basic level of cover means that you may not be insured if your car was damaged in an accident that was your fault or if your vehicle was stolen.

To be covered by the same level of cover you have in the UK (comprehensive or third party fire and theft), you can add Foreign Use Cover to your LV= car insurance policy for £19.90.

More on European car insurance cover
Do you want to increase your personal accident cover?
Our comprehensive car insurance covers you for £10,000 of personal accident cover as standard, protecting you or your partner if you suffer a serious injury while travelling in, or getting into or out of your car.

For £19.90, you can increase your personal accident cover on your LV= policy up to £100,000 for further peace of mind.

More on £100,000 personal accident cover
Have you got Breakdown Cover?
You can add breakdown cover to your car insurance policy from just £26 per year. Provided by LV= Britannia Rescue, you'll have access to over 3,000 breakdown professionals across the UK to keep you moving. There are five levels of cover to choose from, from basic roadside assistance to comprehensive UK and European recovery.

More on breakdown cover
Did you know you can protect your no claim discount (NCD)?
A no claim discount, also known as no claim bonus, is a count of the number of consecutive years you haven't made a claim on your car insurance policy. For every year you're insured without making a claim, you earn another year of NCD – meaning your annual premium is discounted as a reward for your safe driving.

If you make a claim on your policy, and we can't recover what we pay you from the faulty party, your NCD may be reduced. However, if you’ve earned four or more years NCD, you can choose to protect it for the life of your LV= policy.

More on protecting your no claim discount

Buying LV= car insurance is quick and easy

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Renew your policy

You can renew your policy online or by calling us.

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Make a claim

Useful information about making a new claim or finding out about an existing one.

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Customer discounts

See how much you could save with exclusive customer discounts.

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Make changes

Change policy details like your name, address, car, optional extras or marketing preferences.

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Get new documents

Use our online form to request replacement copies of your policy documents.

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Broken down now?

Call LV= Britannia Rescue 24/7.
0800 028 2042 in the UK or
+44 (0)1202 555 372 in Europe.

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LV=, County Gates, Bournemouth, BH1 2NF, UK