If your things get lost or stolen, we'll cover your luggage, valuables and other possessions (like skis and golf clubs) - up to:
Loss or theft must be reported to the police or appropriate person, eg hotel manager, within 24 hours.
Your baggage is:
Examples of valuables include:
Valuables must be kept with you at all times or locked in a safe or in your accommodation.
Your personal money limit of £500 includes £300 cash plus cover for your:
A receipt will be needed for loss or theft.
If you add winter sports to an annual multi-trip policy, you'll get 17 days' worth of winter sports cover on the Essential policy and 31 days on the Premier policy.
If things go wrong on your winter sports trip, we'll cover you for:
The sports we cover are:
We'll cover you for off piste skiing and snowboarding when skiing within the ski area boundaries of a recognised ski resort and following ski patrol guidelines.
Sorry, but we don't cover:
Bobsleigh or luging, heli-skiing, ski acrobatics, ski flying, ski jumping, ski mountaineering, ski racing, ski randonee, ski stunting, ski touring or snowcat skiing.