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We help you convert the money you have built up in your pension fund into a regular, guaranteed income for the rest of your life.

  • Enhance your retirement with an annuity to suit your needs
  • Get a better retirement income if you're in poor health
  • Our experts help you make the best choices for you

You can phone us on 0800 756 8840

elderly couple riding on a green motorbike together next to LV green heart

Annuity advice

If you're unsure what option is right for you, we can help. Speak to one of our advisers who can make sure you choose the right product.

Remember, your decision will affect your income for the rest of your life so it is worth taking the time to get the best product and income for your needs.

Our advisers will...

  • Collate all the details of your pension plans
  • Arrange for the transfer of funds if needed
  • Talk you through the application forms and health questionnaires to make sure there are no problems
  • Complete all the paperwork. All you have to do is sign your name to the form

A typical review will take around 20 minutes.

Industry changes

There are some industry changes that will affect the way financial advice is given, how it's paid for and the qualifications needed by the advisers to provide advice to customers. Here is a summary of those changes:

  1. You now have the choice of paying a fee directly to your adviser up front, or by reducing your investment. Advisers will no longer get commission. This means you’ll know exactly how much the advice will cost and you can be sure that the advice isn’t influenced by the amount of commission being paid.
  2. You'll be told if the advice you get will consider all or just some the products in the market. Either way, you'll understand what you’re paying for.
  3. Advisers selling financial advice will have to pass harder exams and study development courses throughout the year. This means that you can be sure that the advice you get will be of a higher standard.

We offer a range of the protection, pension, annuity and investment products from the Liverpool Victoria group of companies. We also offer pensions, annuities and investments from a limited number of other companies.

You can phone us

Call our UK-based advisers for more information or a quote:


0800 756 8840
Quoting offer code IELO

TextDirect: 18001 0800 756 8840

8.30am - 6pm Monday to Friday

Existing customer?

If you're a Financial Adviser please call:

0800 169 1111

TextDirect: 18001 08001691111

We may record and / or monitor calls for training and audit purposes.

Retirement Guidance

Pension Wise Logo

For guidance on your defined contribution pension we recommend Pension Wise, a free government service offering impartial guidance on your pension options.

To book an appointment call:

0800 138 3944

8am to 10pm everyday

Pension Wise won't recommend any products or tell you what to do with your money.

Retirement Wizard

Get professional online retirement advice to help you get the most from your pension pot.

Why choose LV=

  • Winner of the 2015 Gold Standards Award for individual pensions
  • UK's largest friendly society

Help and FAQs

View commonly asked questions and answers regarding our annuity products.

Get advice

Speak to one of our advisers who can make sure you have the right cover for your needs.

Call: 0800 587 3057