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Combine your pensions into one, easy to manage account

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Get a personal pension review & track down any old pensions for free

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Benefit from potentially reduced fees and improved investment performance

How pension planner works

Keeping track of your pensions can be difficult. Our pension specialists can help track your pensions for free and offer valuable advice to help you get the best from your savings, so you can enjoy more income later in life, or retire earlier.

1. Chat


A free one-on-one chat with a friendly LV= pension specialist to understand what you want to achieve and answer any questions you may have.

2. Track

If needed, we'll track down your pension information and give you a complimentary summary of all of your pots and our recommendations.

3. Plan

If combining your pension pots will save you money, or help you reach your goals sooner we’ll transfer your pension pots into a single retirement plan.

4. Grow

We help your pension savings reach their full potential to give you the best possible retirement with optional annual reviews.

Calculate your pension income

Use our free calculator to get an idea of what your pension income could be.

  • Add a few details about yourself
  • Get an idea of your pension options
  • Have a report emailed to you

Take the next step

Start your conversation with a pension specialist today by telling us about:

  • Your current pension pots
  • Any contributions you're making
  • How much you've already saved

Chat to a pension specialist

Get your pension on track today with the help of one of our pension specialists.

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Call us on 0800 032 9125

TextDirect: 18001 0800 032 9125

Lines open: 8.30am to 6pm Monday to Friday. We may record and/or monitor calls for training and audit purposes

Let us call you back

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Request a call back

What we do for you

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Bring your pensions into one easy to manage plan

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We'll shop around and use investment funds suited to your needs, pushing your pension to reach targets over the years

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Get a clear picture of your financial health and how you can save money

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Ongoing access to our experienced expert advisers

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We'll do the leg work and track down your existing pensions for free

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We could save you money with annual fees from 0.49%.

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A free one-on-one consultation to clarify your retirement goals

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LV= Membership, giving you access to exclusive benefits and discounts

Did you know...

We can track down how much you've saved across your pension pots and save you money with annual fees from as low as 0.49%. Our growth plan with help you regularly review and improve how your pensions are performing with advice from our pension experts.

£2bn +*

is being wasted every year because of high pension charges.


is the average annual fee that people pay on their pensions.

3 in 4*

people don’t actively check if their pension is performing properly.

*Hard-working versus lazy pensions. Profile Report, September 2016

What our customers say

9.0 out of 10

“One on one communication at a time to suit me. Chris maintained contact right up to the conclusion.”

Reevoo review by Derek in Gloucester

Read more Reevoo reviews

Find out more about the LV= team

Do you need any help? Chat with an LV= pension specialist

Lines open: 8.30am to 6pm Monday to Friday. We may record and/or monitor calls for training and audit purposes

Call us on 0800 032 9125

TextDirect: 18001 0800 032 9125

Looking for more general information about your options?

Pensions explained

Information on your pension options including the state pension and tax-free cash.

Retirement Options

For information on your options at retirement including the products available.

Why LV=

Find out more about LV=, our values and any awards we've won recently.

Love Retirement

Love Retirement is our hub for interesting and insightful articles to guide you through retirement.

LV=, County Gates, Bournemouth, BH1 2NF, UK