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Which life cover is right for you?

LV= Heart

Our life cover products...

The table below is designed to give you a quick overview of our life cover products to help you compare the differences so you can identify the product that best suits your needs. You can then read more about the product and apply online or speak to a friendly member of our team on the phone.

Life insurance

Life Insurance
with Critical Illness

Over 50s insurance

Income protection

Mortgage
Payment
Protection

Lump sum payout

Included
Included
Included
Not includedNot included

Regular monthly payouts

Not includedNot includedNot included
Included
Included

Joint cover available

Included
Included
Not included
Not included
Not included

Level cover

Included
Included
Included
Included

Decreasing cover

Included
Included

Guaranteed premium

Included
Included
Included
Included
Included

Reviewable premium

Not included
Included
Included

Waiver of premium (optional)

Not included
Included
Included
Included

No medical

Not includedNot included
Included
Not includedNot included

Apply online

Included
Included
Included
Not includedNot included

How to apply

* Please note that the premium is only guaranteed for the first five years, after then it may change as you get older, and it can also be reviewed based on our claims experience.

** Please note waiver of premium is automatically included and not optional for mortgage payment protection and sick pay insurance.

LV=, County Gates, Bournemouth, BH1 2NF, UK